Einblick in die Finanzierungsmöglichkeiten mit Lightspeed Capital

Lightspeed Capital

The flexible financing solution for your business

Lightspeed Capital offers flexible financing solutions that are tailored to the needs of your business. Whether you're looking to increase your inventory, hire new employees or implement marketing campaigns, Lightspeed Capital can help you get the funding you need quickly and easily.

Lightspeed Capital - how does it work?

  1. 1.

    Review

    Our Lightspeed Capital experts will automatically check whether your business is eligible for the program.

  2. 2.

    LS Capital offer available

    The Capital offer will appear directly in your back office or will be sent to you by e-mail.

  3. 3.

    Simple & fast application

    Simply apply for your loan via the back office or with the help of a Capital expert.

  4. 4.

    Bank transfer & repayment

    The amount is transferred to your bank account and the repayment is made automatically via an agreed percentage of your daily credit card transactions.

iPad Kassensystem für die schweizer Gastronomie von Lightspeed

Financial freedom

that adapts to your business*

Fast loans, flexible repayment

The application process is straightforward, giving you access to the funds you need without extensive bureaucracy. Once approved, the amount will be transferred to your business account within a few working days so that you can invest in your business or equipment immediately.

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Flexible repayment, tailored to your turnover

The repayment adapts to your daily sales volume: In times of high sales, you pay back faster, while the burden remains lower in quieter phases. There are no fixed monthly installments or hidden fees - full transparency and flexibility for your business.

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No impact on your credit rating

As this is an advance on future income and not a regular loan, your personal credit score remains unaffected. No collateral is required and there is no impact on your credit score.

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Investing in the growth of your gastronomy

Use Lightspeed Capital to make targeted investments in areas of your business that offer growth potential. Whether you want to launch new products, expand your team or start marketing initiativesb - the financial resources are available to you to realize many visions.

Request a financing offer now

As a Lightspeed customer, you can check directly in your BackOffice whether a financing offer is available for you.  If you have any questions or require further information, our team will be happy to assist you at any time.

Check now

Kundin Brow Bar zeigt Lightspeed Kasse

Your growth, our support

Do you want to take your business to the next level? With Lightspeed Capital, you're choosing a flexible and straightforward financing option that doesn't force you into the typical restrictions of traditional bank loans.
With Lightspeed Capital's financial support, you can: 

  1. 1.

    Stay flexible

    Purchase additional stock or equipment to meet increasing demand

  2. 2.

    Make purchases

    Expand or redesign your menu to suit the tastes of your guests

  3. 3.

    Be able to invest

    Invest in new staff to optimally support your growing restaurant

  4. 4.

    Becoming more visible

    Increase your visibility with targeted marketing and advertising measures

Variable and stress-free repayment

In contrast to traditional loans, you can use your financing flexibly for your business expenses and only pay back when you generate sales.

  • Fast and transparent

    No guarantees, credit checks or hidden interest rates.

  • Flexible

    Adjust the repayments to your own pace - there are no fixed monthly installments.

  • Automatic

    The entire amount, including a fixed fee, is paid automatically as a percentage of your daily turnover.

  • Apply for new financing

    Once your account has been repaid in full, you can apply for new financing at any time.

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What is Lightspeed Capital?

Vendomat AG
Zentrumsplatz 1, 3322 Schönbühl
Piazza Grande 9a, 6600 Locarno (Ticino branch)

Opening hours
Monday: closed
Tuesday to Friday: 8:00 am – 12:00 pm and 1:00 pm – 5:00 pm

On-call service – 365 days a year
Monday: 8:00 am – 9:00 pm
Tuesday–Friday: 12:00 pm – 1:00 pm and 5:00 pm – 9:00 pm
Saturday–Sunday: 8:00 am – 9:00 pm

© 2025 Vendomat AG